SmallTicketSolutions turns complex financial programs into predictable workflows. Everything starts with a self‑service chat, followed by structured automation that only surfaces the situations that truly require human judgment.
Here is how it works.
Where we begin
How a workflow is started
Every workflow is started with a self-service chat. There are two ways to launch it.
Generic flows (ideal for loans)
Generic flows start from a single public link you can place behind a button on your website.
Applicants provide all required information themselves. The chat adapts based on answers, shows fields only when needed, and collects everything upfront.
This link never changes, and multiple channels can use it.
A partner or internal tool sends one request containing:
the region
the asset list
optional applicant information
We generate a unique link. This link is unique for just this deal. Applicants provide the rest of the information themselves. The chat adapts based on answers, shows fields only when needed, and collects everything upfront.
Multiple chat templates for any program
Both generic and specific flows can have their own branded chat template. This means you can run many different onboarding flows across products, partners, or countries. All variations lead into the same (regional) operational backend.
What we actually do
What the workflow contains
A workflow includes every automated step and the small number of human tasks needed to move an application from initialization to booking.
Applicant-facing steps
guided self-service chat
dynamic question logic
document uploads
real-time validations
identity verification entry point
pre-filled data from public registers
interest rates shown as they apply today
Platform automation
data validation
completeness checks
rule evaluation
credit logic
KYC, AML, and sanctions checks
collateral logic
pricing and margin calculation
risk-based adjustments
vendor subsidy logic
interest between start and deduction
document generation
amortization schedule creation
exception routing
preparation of the signing package
reminders
notifications
Case handler tasks
Only triggered when needed:
complete assigned task
review flagged items
perform four-eyes checks
approve or decline exceptions
request additional documents
Signer steps
authenticate
sign the contract package
Post-signing automation
reservation logic
advance logic
payout logic
notifications
issue purchase order
contract activation
collateral logic
sync with core systems
auto-booking
initialize acceptance procedure
generating audit trail
archive
A human is still required
When your team gets involved
The workflow involves a human only when the system cannot judge a situation with a high level of certainty.
unclear or inconsistent documents
identity mismatch
sanctions match above threshold
unusual credit result
any condition defined by your rules requiring a decision
Everything else is automated.
What sets the overlay apart
What makes us different
Pass or fail logic everywhere
Each rule returns a clear decision. If the system cannot resolve something automatically, the case is surfaced to a handler. This keeps processes consistent and predictable.
Hybrid document validation
Uploaded documents vary widely in structure and quality. We use machine learning to extract data when possible, but many documents still require human confirmation. This hybrid approach protects accuracy and avoids incorrect automation.
Program-specific rules inside the workflow
Each program can have its own rules, documents, validations, and logic. Rules live directly in the operational workflow, not as external configuration files. No more outdated documentation.
Flexible flow initialization
Workflows can be triggered by public links, the One-Call API for specific flows, partner systems, or internal tools. Regardless of how they start, they all flow into the same consistent backend process.
Benefits of working with us
What customers value most
Case handlers
faster processing
fewer decisions
less stress
fewer interruptions
Management
lower error rate
faster turnaround
more predictable processes
less manual actions
Applicants
easy to use
faster outcome
can do it in their own time
Making complex look simple
Built for multi-program and multi-country setups
You can run many chat templates across programs or regions. Each program and region can have its own:
rules & business logic
documents
identity requirements
interest logic
subsidy rules
Vendors and partners use a global integration point. The Platform handles all regional differences behind the scenes.